Although it is not immediately obvious, insurance forms a critical part of your investment portfolio. It is not just important, it is necessary. Paying towards your insurance policy is a sacrifice done today to provide for needs in the future. Insurance policies are typically long term. Premiums paid toward the insurance plan are however locked [...]
Buying Real Estate The real estate sector is one of the fastest growing sectors in India and is poised to grow manifold with the thrust on infrastructure expansion. Highways, airports, SEZs, townships, commercial properties etc. are coming up all over the country, representing a great wealth creation opportunity for investors. According to Merill Lynch (world’s [...]
IPO(Initial Public Issues) of good and growing companies keep on coming in the market. History shows investors who bought equity shares of reputed companies during their intial public issues have now become rich and prosperous
Accidents do not happen when you are driving a car, or away on a vacation. It may happen anytime & anywhere. Considering that modern day life is so dangerous, a personal accident policy is a solution to such vagaries of life. Its a Benefit Policy. Coverages are – Accidental Death Benefit Accidental Permanent Total / [...]
Travel Insurance / Overseas Medi-claim policy is a basic requirement when one travels abroad, either its for business,sight-seeing,shopping or pleasure. This policy covers you for any kind of hospitalization which is very expensively priced overseas. Also covers for Baggage loss, Passport loss, Personal accident, Trip cancellation Home Insurance when you are travelling Dental Expenses Maternity [...]
Home Insurance policy provides a cover to the structure and contents of your home from all unforeseen natural & man-made catastrophes. It provides protection for property and interests of the insured and his family members. It is imperative that you secure your home which gives one peace of mind protecting the most valued possession. Coverages [...]
Motor Insurance is a wide comprehensive cover designed to provide protection to you & your car. Protection from loss of car or damage to the car – giving a secured driving. It covers – Own damage Legal liability of insured towards third party personal injury and property damage arising out of an accident involving the [...]
Health Insurance (popularly known as Medi-claim Policy) offers protection from unexpected medical emergencies, providing a financial support. Health insurance therefore, can be a source of support as it takes care of the financial burden your family may have to go through. It will help you tackle such situations with ease by providing you with timely [...]
Do not speculate: Always evaluate risk-taking capacity. Do not chase returns: Because what goes up must come down. Do not put all eggs in one basket: Diversification reduces the risk. Do not stop working on Mutual Funds: Continuous evaluation of funds is a must. Do not time the market: Every time is good for investments. [...]
Fixed Deposits in companies that earn a fixed rate of return over a period of time are called Company Fixed Deposits. Financial institutions and Non-Banking Finance Companies (NBFCs) also accept such deposits. Deposits thus mobilised are governed by the Companies Act under Section 58A. These deposits are unsecured, i.e., if the company defaults, the investor [...]
