Accidents do not happen when you are driving a car, or away on a vacation. It may happen anytime & anywhere.
Considering that modern day life is so dangerous, a personal accident policy is a solution to such vagaries of life.
Its a Benefit Policy.

Coverages are -

• Accidental Death Benefit
• Accidental Permanent Total / Partial Disability Benefit
• Accidental Partial / Temporary Disability Benefit
• Broken Bones
• Burns

Travel Insurance / Overseas Medi-claim policy is a basic requirement when one travels abroad, either its for business,sight-seeing,shopping or pleasure.
This policy covers you for any kind of hospitalization which is very expensively priced overseas. Also covers for

• Baggage loss,
• Passport loss,
• Personal accident,
• Trip cancellation
• Home Insurance when you are travelling
• Dental Expenses
• Maternity expenses in life saving scenario etc.

It is a single policy which covers all unforeseen risks – medical & non-medical when one is in a strange place.
Options available -

1. Single Trip
2. Multi Trip
3. Student Medical
4. Senior Citizen
5. Pay per day basis

Home Insurance policy provides a cover to the structure and contents of your home from all unforeseen natural & man-made catastrophes.
It provides protection for property and interests of the insured and his family members.
It is imperative that you secure your home which gives one peace of mind protecting the most valued possession.

Coverages are –

• Fire & Allied Perils
• Burglary & Theft
• Electrical & Mechanical breakdown (Domestic, Audio & Audio-visual appliances)
• Public Liability (Third Party Liability)
• Covers Accidental breakage
• Coverage to building & contents
• Personal Accident to self & family

Motor Insurance is a wide comprehensive cover designed to provide protection to you & your car. Protection from loss of car or damage to the car – giving a secured driving.

It covers -

• Own damage
• Legal liability of insured towards third party personal injury and property damage arising out of an accident involving the insured vehicle .
• Passengers
• Hired driver

Options available -

1. Car Insurance
2. Two wheeler
3. Commercial vehicles
4. Passenger Carrying Vehicle
5. 3 – wheeler
6. Tractors etc.

Health Insurance (popularly known as Medi-claim Policy) offers protection from unexpected medical emergencies, providing a financial support.
Health insurance therefore, can be a source of support as it takes care of the financial burden your family may have to go through. It will help you tackle such situations with ease by providing you with timely and adequate medical care.

This policy covers individual & ones family from medical expenses during

• sudden illness,
• surgeries (acquired in respect of any disease, which has arisen during the policy period.)
• accidents including room charges, doctor’s fees, medicines, tests etc.

that may arise in future.

Options available -

1. Family Floater
2. Individual Health Insurance
3. Individual Health Insurance + Critical Care
4. Critical Care
5. Personal Accident