Fixed deposits (FDs) are fixed-interest-rate, time-bound monies canvassed for and accepted by banks from the retail customer. Banks accept both short and long-term fixed deposits. FDs are the most popular investment vehicle for retail investors in India because investors find banks very convenient to deal with.
These deposits are perceived to be highly safe and sufficiently [...]

Fixed Deposits in companies that earn a fixed rate of return over a period of time are called Company Fixed Deposits. Financial institutions and Non-Banking Finance Companies (NBFCs) also accept such deposits. Deposits thus mobilised are governed by the Companies Act under Section 58A. These deposits are unsecured, i.e., if [...]