The salient features of the Bond areas follows: Eligibility for Investment The Bonds may be held by – (i) an individual, not being a Non-Resident Indian (NRI) (a) in his or her individual capacity, or (b) in an individual capacity on joint basis, or (c) in an individual capacity on anyone or survivor basis, or [...]

These schemes are offered by the Government of India. Safe, secure and risk-free investment options. No Tax Deduction at Source (TDS). Nomination facility is available. Nomination can be changed at any time These instruments are transferable to any part of India. Attractive rates of interest. Post Office Schemes: Post Office Monthly Income Scheme Post Office [...]

Once you are comfortable with the basics, the next step is to understand your investment choices, and draw up your investment plan relevant to your requirements. Choosing your investment mix depends on factors such as your risk appetite, time horizon of your investment, your investment objectives, age, etc. What should be kept in mind before [...]

Mutual Fund Type Objective Risk Investment Portfolio Who should invest Investment horizon Money Market Liquidity + Moderate Income + Reservation of Capital Negligible Treasury Bills, Certificate of Deposits, Commercial Papers, Call Money Those who park their funds in current accounts or short-term bank deposits 2 days – 3 weeks Short-term Funds (Floating – short-term) Liquidity [...]

There are a wide variety of Mutual Fund schemes that cater to your needs, whatever your age, financial position, risk tolerance and return expectation. Whether as the foundation of your investment program or as a supplement, Mutual Fund schemes can help you meet your financial goals. The different types of Mutual Funds are as follows: [...]

Investing in Mutual Funds offers several benefits: Professional expertise: Fund managers are professionals who track the market on an on-going basis. With their mix of professional qualification and market knowledge, they are better placed than the average investor to understand the markets Diversification: Since a Mutual Fund scheme invests in number of stocks and/or debentures, [...]

A Mutual Fund is a trust that pools together the savings of a number of investors who share a common financial goal. The fund manager invests this pool of money in securities — ranging from shares and debentures to money market instruments or in a mixture of equity and debt, depending upon the objectives of [...]